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Discussion Starter #1
What do you guys use them for? Specifically for bills and stuff that you pay off come payday?

Idk I'm new to this.
 

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Build your credit score

Don't use more than 30% (if your limit is 100 dollars, only use 30)

Treat it like a debit card - buy things you normally would with your debit card like coffee food etc etc and then pay it off right away
 

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I recently signed up for a Discover It card to collect the cash back rewards tbh. I use it to pay for rent, gas, groceries, restaurant bills, whatever.

Some people sign up for multiple credit cards to maximize the amount of cashback or airline miles they can get, but I don't really trust myself to be able to keep up with all that. :kanyeshrug:
 

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Noyah said:
Build your credit score

Don't use more than 30% (if your limit is 100 dollars, only use 30)

Treat it like a debit card - buy things you normally would with your debit card like coffee food etc etc and then pay it off right away
Watch that credit score rise :banderas:
 

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if you are not financially stable, try not to make big purchases with it. try to make smaller purchases like gas or a box of cereal that you know you can pay back
 

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buddaabuddaa said:
Rule 1 and the only rule..
If you can't pay it back IN FULL THAT MONTH, don't spend it.
basically this
 

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buddaabuddaa said:
Rule 1 and the only rule..
If you can't pay it back IN FULL THAT MONTH, don't spend it.
buddaabuddaa said:
Rule 1 and the only rule..
If you can't pay it back IN FULL THAT MONTH, don't spend it.
buddaabuddaa said:
Rule 1 and the only rule..
If you can't pay it back IN FULL THAT MONTH, don't spend it.
buddaabuddaa said:
Rule 1 and the only rule..
If you can't pay it back IN FULL THAT MONTH, don't spend it.
buddaabuddaa said:
Rule 1 and the only rule..
If you can't pay it back IN FULL THAT MONTH, don't spend it.
buddaabuddaa said:
Rule 1 and the only rule..
If you can't pay it back IN FULL THAT MONTH, don't spend it.
i broke this rule. im in shambles

please listen OP

be careful

be responsible

this is huge.
 

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If you don't have yeezys and you got a credit card you played yourself
 
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